Lines you can ask us about
The descriptions below are general. They are not offers, advice, or a promise that a policy will be available for your work.
General liability
Often the first coverage a project owner, general contractor, or landlord asks to see. It may help address certain claims of bodily injury or property damage connected to business operations. When you request a quote, tell us about the kind of work you do.
Workers’ compensation
A common requirement when you have employees, and sometimes when a contract or jurisdiction treats your labor arrangement as if you do. Share your trade, approximate payroll picture, and where you work so we can follow up thoughtfully.
Business owner’s policy (BOP)
A BOP typically packages general liability with commercial property coverage for a business location or business property. It is not a fit for every operation. Mention your shop, tools, or office if you would like us to consider a BOP.
Commercial auto
Vehicles used in a business — from a single work truck to a small fleet — are usually insured on a commercial auto policy rather than a personal one. Tell us what you drive for work and whether employees drive as well.
Contractor bonds
Bid, performance, and payment bonds are often required on public work and on some private jobs. If a bid or contract calls for a bond, include the type of bond, the amount if you know it, and the kind of project in your message.
We do not list insurance companies or claim to be appointed with any carrier. Insurance services will be offered once agency licensing is complete.